OFFERING PERSONALIZED INSURANCE SOLUTIONS FOR YOUR BUSINESS OR INVESTMENT PROPERTY
One to Four Unit Dwelling
Flat or Peaked Roof?
Agreed Value or Replacement Value?
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Vacant Properties
Properties Unoccupied for 30 or more days.
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Builder's Risk
Major Restorations
New Builds
When Building Materials Need Coverage
Five Unit and Above Properties
Structures 5 units and above
Apartment Complexes
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Collectible and Exotic Vehicles
Limited Use and Collectible Vehicles and Sports Cars
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Home and Auto Insurance
Home & Auto Insurance
Renters Insurance
Umbrella/Excess Liability
INSURANCE SERVICES
COVERAGE CONSIDERATIONS
Selecting the proper coverage for your property involves several important considerations such as replacement verses agreed value, urban verses suburban properties. Flat roof properties, for example, involve higher risk for water damage and can limit your coverage options.
MIXED USE PROPERTIES
Mixed use properties can often provide a higher income stream, however, consideration must be made for the type of business occupying the first floor. Businesses such as bars, groceries and cooking establishments can create higher costs through higher risk.
REQUIRING RENTERS INSURANCE
Screening tenants is a good start to reduce an investor's risk, however, requiring renter's insurance will shift the risk of loss from the investor to the tenant. Liability coverage in a renter's insurance policy provides a vehicle for the investor to recover damages caused by a tenant.
Our Carriers
